Welcome to the Loan Center! Whether you are looking to purchase or refinance a residential property; purchase or refinance a commercial property; or, modify your mortgage through your existing lender here you can use our online tools to learn more about home loans and find the best loan options to suit your needs and goals. You can explore our site without any obligation or disclosure of personal information, or if you want, you can even begin the application process online!

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (proficded the applicant has the capacity to enter into a binding contract); because all or part of the applicants income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.  The Federal Agency that administers compliance with this law concerning this company is the Comptroller of the Currency Customer Assistance Group, 1301 McKinney Street, Suite 3450 Houston, Texas 77010-9050

We are required to disclose to you that you need not disclose income from alimony, child support or separate maintenance payment if you choose not to do so.

Having made this disclosure to you, we are permitted to inquire if any of the income shown on your application is derived from such a source and to consider the likelihood of consistent payment as we do with any income on which you are relying to qualify for the loan for which you are applying.

In order to cover the cost of the initial processing of your application, we collect $20 per single applicant and $35 for joint couples for pulling a credit reports; and, we collect $11 per individual for identity verification (fraud protection) checks. 

At any point, feel free to e-mail or call us regarding any questions you may have. You can find our contact information at the bottom of each page. We are here to personally help you through the entire home financing process.

Toll Free:	1-87-PRE-QUAL-1 (1-877-737-8251)
Phone:	801-808-2200
Fax:	801-208-1875
prequal1@comcast.net
Please use our mortgage calculators to determine how much of a mortgage payment you would qualify for.  Our monthly mortgage calculators will help you determine a payment schedule, how much you can afford, the the differences of renting vs. buying Monthly Payment Calculator Calculates your payment for different loan amounts, interest rates, and amortization terms. Payment Schedule Calculator Calculates the breakdown of principal and interest payments in a yearly or monthly format. Extra Payment Calculator Calculates how much you can save over the term of your loan by increasing your monthly payment. Calculates How Much of a Monthly Payment You Can Afford Calculates your maximum mortgage amount based upon the monthly payment, interest rate, and term that you enter. Calculates How Much You Can Borrow Calculates how much you can borrow based on your income, debts and desired loan payment terms. Rent vs Own Calculator Calculates the benefits of owning a new home as opposed to renting. Bi-Weekly Savings Calculator Calculates how much you can save by paying your mortgage on a bi-weekly basis rather than a monthly basis.  Bi-weekly savings and more!!!