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Valhalla Capital

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We offer low mortgage rate residential real estate and commercial loans. A low interest rate for the best mortgate rate terms available. Get the best interest rate on the lowest mortgage rate with the lowest mortgage payment and the best mortgage or commercial loan terms!! All points quoted for residential mortgages include all lenders’ fees, all discount points, all origination fee’s; and are tax deductible!! We now offer bi-weekly payment programs and more!!

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Click Apply Now above to apply online for a commercial loan!!!

We now offer commercial stated income/stated asset, lite doc, full doc, and Small Business Association (SBA) loans and more.

Our rates are below the national average!

We offer wholesale pricing to you (our customers) to guarantee you the lowest rates available.

 

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 Our Loan Products 

Besides our standard loan products listed below, we also have a large number of unique programs to serve your needs:

  • Purchase a house with 0 down
  • Piggyback loans 80-10-10, 80-15-5, or 80/20 programs available. No PMI payments even with 0%, 5% or 10% down
  • Debt consolidation programs
  • Home Improvement loans
  • 103 and 107 LTV* purchases
  • Alternative "A" paper mortgages
  • Subprime mortgages
  • Reverse Mortgages
  • Stated income, stated asset mortgages 
  • No income, no asset verification mortgages
  • No documentation mortgages 
  • FICO scores as low as 500
  • 2 - 4 unit properties okay, investment properties or 2nd homes okay 
  • Commercial Mortgages and Places of Worship Mortgages
  • Stated Income/Stated Asset Commercial Mortgages
  • Small Business Administration (SBA) Loans
  • Small Business Cash Advances
  • Place of Worship Loans 
  • Qualify even if you may have been turned down before!
  • Construction Loans
  • Interest Only Loans
  • Option ARMs

 

 
40 Year Fixed
30 Year Fixed
30 Year Fixed (Interest Only)
20 Year Fixed
15 Year Fixed
10 Year Fixed
10/1 ARM
7/1 ARM
5/1 ARM
3/1 ARM
10/1 (Interest Only) ARM
7/1 (Interest Only) ARM
5/1 (Interest Only) ARM
3/1 (Interest Only) ARM
FHA 30 Year Fixed
FHA 15 Year Fixed
FHA 3/1 ARM
FHA 1 Year ARM
VA 30 Year Fixed
VA 15 Year Fixed
VA 3/1 ARM
Jumbo 30 Year Fixed
Jumbo 30 Year Fixed (Interest Only)
Jumbo 15 Year Fixed
Jumbo 10/1 ARM
Jumbo 7/1 ARM
Jumbo 5/1 ARM
Jumbo 3/1 ARM
Jumbo 10/1 (Interest Only) ARM
Jumbo 7/1 (Interest Only) ARM
Jumbo 5/1 (Interest Only) ARM
Jumbo 3/1 (Interest Only) ARM
Super Jumbo Mortgages
Option ARM Mortgages
Residential Construction Mortgages
Alternative "A" Paper Mortgages
Subprime Mortgages
Reverse Mortgages
Commercial Mortgages (Full Doc)
Commercial Mortgages (Lite Doc)
Commercial Mortgages (Stated Income/Stated Asset)
Small Business Administration (SBA) Loans
Commercial Cash Advance

Rates last updated on Saturday, May 10, 2008

40 Year Fixed

Conforming loan amounts up to $417,000 (over $650,000 in Hawaii and Alaska), and a Loan to Value (the loan amount requested divided by the appraised value of your home) up to 95%.  Credit score of 650 or above.  Taxes and insurance are assumed to be escrowed. 

Click "APPLY NOW!" above to apply on line for a Conventional 40 Year Fixed Rate Mortgage loan today!!!

Term: 40 years  
RatesPointsAPR
5.875%0.625%5.987%
 

The conventional 40 year fixed is the standard mortgage product to which all other products are measured.  The 40 year fixed product has a fixed rate and fixed monthly principle and interest payments for 480 months.  With this product you are protected if rates go up, and can refinance if rates go down.

Click "APPLY NOW!" above to apply on line for a Conventional 40 Year Fixed Rate Mortgage loan today!!!


30 Year Fixed

Conforming loan amounts up to $417,000 (over $650,000 in Hawaii and Alaska), and a Loan to Value (the loan amount requested divided by the appraised value of your home) up to 100%.  Credit score of 650 or above.  Taxes and insurance are assumed to be escrowed.

Click "APPLY NOW!" above to apply on line for a Conventional 30 Year Fixed Rate Mortgage loan today!!!

Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
5.5%0.5%5.618%
 

The conventional 30 year fixed is the standard mortgage product to which all other products are measured.  The 30 year fixed product has a fixed rate and fixed monthly principle and interest payments for 360 months.  With this product you are protected if rates go up, and can refinance if rates go down.

Click "APPLY NOW!" above to apply on line for a Conventional 30 Year Fixed Rate Mortgage loan today!!!


30 Year Fixed (Interest Only)

Conforming loan amounts up to $417,000 (over $650,000 in Hawaii and Alaska), and a Loan to Value (the loan amount requested divided by the appraised value of your home) up to 95%.  Credit score of 650 or above.  Taxes and insurance are assumed to be escrowed.

Click "APPLY NOW!" above to apply on line for a Conventional 30 Year Fixed (Interest Only) Rate Mortgage loan today!!!

Term: 30 years  
RatesPointsAPR
6%0.625%6.134%
 

The conventional 30 year fixed (interest only) product has a fixed rate and fixed payments for 360 months.  With this product you are protected if rates go up, and can refinance if rates go down.  With this interest only option, you are only required to pay interest only for the first ten years of the loan.  After this ten year (interest only) period the loan will re-amortize at principle and interest payments for the remaining 20 years of the loan.

Click "APPLY NOW!" above to apply on line for a Conventional 30 Year Fixed (Interest Only) Rate Mortgage loan today!!!


20 Year Fixed

Conforming loan amounts up to $417,000 (over $650,000 in Hawaii and Alaska), and a Loan to Value (the loan amount requested divided by the appraised value of your home) up to 100%.  Credit score of 650 or above.  Taxes and insurance are assumed to be escrowed.

Click "APPLY NOW!" above to apply on line for a Conventional 20 Year Fixed Rate Mortgage loan today!!!

Term: 20 years  
RatesPointsAPR
5.375%0.125%5.487%
 

The 20 year fixed product has a fixed rate and fixed monthly principle and interest payments for 240 months.  With this product you are protected if rates go up, and can refinance if rates go down.

Click "APPLY NOW!" above to apply on line for a Conventional 20 Year Fixed Rate Mortgage loan today!!!


15 Year Fixed

Conforming loan amounts up to $417,000 (over $650,000 in Hawaii and Alaska), and a Loan to Value (the loan amount requested divided by the appraised value of your home) up to 100%.  Credit score of 650 or above.  Taxes and insurance are assumed to be escrowed.

Click "APPLY NOW!" above to apply on line for Conventional 15 Year Fixed Rate Mortgage loan today!!!



Term: 15 years  
RatesPointsAPR
5.125%0.375%5.304%
 

The 15 year fixed product has a fixed rate and fixed monthly principle and interest payments for 180 months.  With this product you are protected if rates go up, and can refinance if rates go down.

Click "APPLY NOW!" above to apply on line for a Conventional 15 Year Fixed Rate Mortgage loan today!!!


10 Year Fixed

Conforming loan amounts up to $417,000 (over $650,000 in Hawaii and Alaska), and a Loan to Value (the loan amount requested divided by the appraised value of your home) up to 100%.  Credit score of 650 or above.  Taxes and insurance are assumed to be escrowed.

Click "APPLY NOW!" above to apply on line for a Conventional 10 Year Fixed Rate Mortgage loan today!!!

Term: 10 years  
RatesPointsAPR
5.125%0.125%5.326%
 

The 10 year fixed product has a fixed rate and fixed monthly principle and interest payments for 120 months.  With this product you are protected if rates go up, and can refinance if rates go down.

Click "APPLY NOW!" above to apply on line for a Conventional 10 Year Fixed Rate Mortgage loan today!!!


10/1 ARM

Conforming loan amounts up to $417,000 (over $650,000 in Hawaii and Alaska), and a Loan to Value (the loan amount requested divided by the appraised value of your home) up to 100%.  Credit score of 650 or above.  Taxes and insurance are assumed to be escrowed.

Click "APPLY NOW!" above to apply on line for a Conventional 10/1 Adjustable Rate Mortgage loan today!!!

Term: 30 years  
RatesPointsAPR
5.75%0.375%5.893%
 

This product is perfect if you think you can pay the mortgage off, refinance, or sell the home in 10 years (there is no early payoff penalty).  You are fixed at a low rate for 10 years, but the loan is amortized for 30 years.  Even if you do let this Mortgage adjust, the margin is 2.25 and the index is the 6 Month LIBOR Rate; and, it only adjusts on the anniversary of the loan after the fixed period (10 years) is up.  Chances are that you will still have a very low rate.

Click "APPLY NOW!" above to apply on line for a Conventional 10/1 Adjustable Rate Mortgage loan today!!!


7/1 ARM

Conforming loan amounts up to $417,000 (over $650,000 in Hawaii and Alaska), and a Loan to Value (the loan amount requested divided by the appraised value of your home) up to 100%.  Credit score of 650 or above.  Taxes and insurance are assumed to be escrowed.

Click "APPLY NOW!" above to apply on line for a Conventional 7/1 Adjustable Rate Mortgage loan today!!!

Term: 30 years  
RatesPointsAPR
5.5%0.25%5.645%
 

This product is perfect if you think you can pay the mortgage off, refinance, or sell the home in 7 years (there is no early payoff penalty).  You are fixed at a low rate for 7 years, but the loan is amortized for 30 years.  Even if you do let this Mortgage adjust, the margin is 2.25 and the index is the 6 Month LIBOR Rate; and, it only adjusts on the anniversary of the loan after the fixed period (7 years) is up.  Chances are that you will still have a very low rate.

Click "APPLY NOW!" above to apply on line for a Conventional 7/1 Adjustable Rate Mortgage loan today!!!


5/1 ARM

Conforming loan amounts up to $417,000 (over $650,000 in Hawaii and Alaska), and a Loan to Value (the loan amount requested divided by the appraised value of your home) up to 100%.  Credit score of 650 or above.  Taxes and insurance are assumed to be escrowed.

Click "APPLY NOW!" above to apply on line for a Conventional 5/1 Adjustable Rate Mortgage loan today!!!

Term: 30 years  
RatesPointsAPR
5.125%0.375%5.292%
 

This product is perfect if you think you can pay the mortgage off, refinance, or sell the home in 5 years (there is no early payoff penalty).  You are fixed at a low rate for 5 years, but the loan is amortized for 30 years.  Even if you do let this Mortgage adjust, the margin is 2.250 and the index is the 1 year LIBOR Rate; and, it only adjusts on the anniversary of the loan after the fixed period (5 years) is up.  Chances are that you will still have a very low rate.

Click "APPLY NOW!" above to apply on line for a Conventional 5/1 Adjustable Rate Mortgage loan today!!!


3/1 ARM

Conforming loan amounts up to $417,000 (over $650,000 in Hawaii and Alaska), and a Loan to Value (the loan amount requested divided by the appraised value of your home) up to 100%.  Credit score of 650 or above.  Taxes and insurance are assumed to be escrowed.

Click "APPLY NOW!" above to apply on line for a Conventional 3/1 Adjustable Rate Mortgage loan today!!!

Term: 30 years  
RatesPointsAPR
5%0.375%5.18%
 

This product is perfect if you think you can pay the mortgage off, refinance, or sell the home in 3 years (there is no early payoff penalty).  You are fixed at a low rate for 3 years, but the loan is amortized for 30 years.  Even if you do let this Mortgage adjust, the margin is 2.250 and the index is the 6 Month LIBOR Rate; and, it only adjusts on the anniversary of the loan after the fixed period (3 years) is up.  Chances are that you will still have a very low rate.

Click "APPLY NOW!" above to apply on line for a Conventional 3/1 Adjustable Rate Mortgage loan today!!!


10/1 (Interest Only) ARM

Conforming loan amounts up to $417,000 (over $650,000 in Hawaii and Alaska), and a Loan to Value (the loan amount requested divided by the appraised value of your home) up to 95%.  Credit score of 650 or above.  Taxes and insurance are assumed to be escrowed.

Click "APPLY NOW!" above to apply on line for a 10/1 (Interest Only) Adjustable Rate Mortgage loan today!!!

Term: 30 years  
RatesPointsAPR
5.875%0.375%6.019%
 

This product is perfect if you think you can pay the mortgage off, refinance, or sell the home in 10 years (there is no early payoff penalty).  You are fixed at a low rate for 10 years to which you pay interest only for 10 years, but the loan is amortized for 30 years.  This interest only option will give you the lowest possible payment, but the principle amount on the loan is never reduced for the first 10 years of the loan.  Even if you do let this Mortgage adjust, the margin is 2.25 and the index is the 6 Month LIBOR Rate; and, it only adjusts on the anniversary of the loan after the fixed period (10 years) is up.  Chances are that you will still have a very low rate.

Click "APPLY NOW!" above to apply on line for a 10/1 (Interest Only) Adjustable Rate Mortgage loan today!!!


7/1 (Interest Only) ARM

Conforming loan amounts up to $417,000 (over $650,000 in Hawaii and Alaska), and a Loan to Value (the loan amount requested divided by the appraised value of your home) up to 95%.  Credit score of 650 or above.  Taxes and insurance are assumed to be escrowed.

Click "APPLY NOW!" above to apply on line for a 7/1 (Interest Only) Adjustable Rate Mortgage loan today!!!

Term: 30 years  
RatesPointsAPR
5.5%0.5%5.668%
 

This product is perfect if you think you can pay the mortgage off, refinance, or sell the home in 7 years (there is no early payoff penalty).  You are fixed at a low rate for 7 years to which you pay interest only for 10 years, but the loan is amortized for 30 years.  This interest only option will give you the lowest possible payment, but the principle amount on the loan is never reduced for the first 10 years of the loan.  Even if you do let this Mortgage adjust, the margin is 2.25 and the index is the 6 Month LIBOR Rate; and, it only adjusts on the anniversary of the loan after the fixed period (7 years) is up.  Chances are that you will still have a very low rate.

Click "APPLY NOW!" above to apply on line for a 7/1 (Interest Only) Adjustable Rate Mortgage loan today!!!


5/1 (Interest Only) ARM

Conforming loan amounts up to $417,000 (over $650,000 in Hawaii and Alaska), and a Loan to Value (the loan amount requested divided by the appraised value of your home) up to 95%.  Credit score of 650 or above.  Taxes and insurance are assumed to be escrowed.

Click "APPLY NOW!" above to apply on line for a 5/1 (Interest Only) Adjustable Rate Mortgage loan today!!!

Term: 30 years  
RatesPointsAPR
5.125%0.5%5.303%
 

This product is perfect if you think you can pay the mortgage off, refinance, or sell the home in 5 years (there is no early payoff penalty).  You are fixed at a low rate for 5 years to which you pay interest only for 10 years, but the loan is amortized for 30 years.  This interest only option will give you the lowest possible payment, but the principle amount on the loan is never reduced for the first 10 years of the loan.  Even if you do let this Mortgage adjust, the margin is 2.25 and the index is the 6 Month LIBOR Rate; and, it only adjusts on the anniversary of the loan after the fixed period (10 years) is up.  Chances are that you will still have a very low rate.

Click "APPLY NOW!" above to apply on line for a 5/1 (Interest Only) Adjustable Rate Mortgage loan today!!!


3/1 (Interest Only) ARM

Conforming loan amounts up to $417,000 (over $650,000 in Hawaii and Alaska), and a Loan to Value (the loan amount requested divided by the appraised value of your home) up to 95%.  Credit score of 650 or above.  Taxes and insurance are assumed to be escrowed.

Click "APPLY NOW!" above to apply on line for a Jumbo 3/1 (Interest Only) Adjustable Rate Mortgage loan today!!!

Term: 30 years  
RatesPointsAPR
5%0.5%5.122%
 

This product is perfect if you think you can pay the mortgage off, refinance, or sell the home in 3 years (there is no early payoff penalty).  You are fixed at a low rate for 3 years to which you pay interest only for 10 years, but the loan is amortized for 30 years.  This interest only option will give you the lowest possible payment, but the principle amount on the loan is never reduced for the first 10 years of the loan.  Even if you do let this Mortgage adjust, the margin is 2.25 and the index is the 6 Month LIBOR Rate; and, it only adjusts on the anniversary of the loan after the fixed period (10 years) is up.  Chances are that you will still have a very low rate.

Click "APPLY NOW!" above to apply on line for a Jumbo 3/1 (Interest Only) Adjustable Rate Mortgage loan today!!!


FHA 30 Year Fixed

FHA purchases require about 3% down, and requires an Upfront Mortgage Insurance Premium Fee that is added to the loan amount.  The maximum loan to value for an FHA cash out re-finance is 90%.  FHA streamlines do not require an appraisal or any income/asset documentation, and can be done at minimal cost.  The maximum loan amount for FHA mortgage loans varies nationwide from county to county.  With the FHA Stimulus Act, the maximum FHA loan amount has been dramatically increased!!!

Click "APPLY NOW!" above to apply on line for a VA Mortgage loan today!!!

Term: 30 years  
 

We can do FHA purchases, refinances, and streamlines in all 50 states!!! 

Click "APPLY NOW!" above to apply on line for an FHA Mortgage loan today!!!


FHA 15 Year Fixed

FHA purchases require about 3% down, and requires an Upfront Mortgage Insurance Premium Fee that is added to the loan amount.  The maximum loan to value for an FHA cash out re-finance is 90%.  FHA streamlines do not require an appraisal or any income/asset documentation, and can be done at minimal cost.  The maximum loan amount for FHA mortgage loans varies nationwide from county to county.  With the FHA Stimulus Act, the maximum FHA loan amount has been dramatically increased!!!

Click "APPLY NOW!" above to apply on line for a VA Mortgage loan today!!!

Term: 15 years  
 

We can do FHA purchases, refinances, and streamlines in all 50 states!!! 

Click "APPLY NOW!" above to apply on line for an FHA Mortgage loan today!!!


FHA 3/1 ARM

FHA purchases require about 3% down, and requires an Upfront Mortgage Insurance Premium Fee that is added to the loan amount.  The maximum loan to value for an FHA cash out re-finance is 90%.  FHA streamlines do not require an appraisal or any income/asset documentation, and can be done at minimal cost.  The maximum loan amount for FHA mortgage loans varies nationwide from county to county.  With the FHA Stimulus Act, the maximum FHA loan amount has been dramatically increased!!!

Click "APPLY NOW!" above to apply on line for a VA Mortgage loan today!!!

Term: 30 years  
 

We can do FHA purchases, refinances, and streamlines in all 50 states!!! 

Click "APPLY NOW!" above to apply on line for an FHA Mortgage loan today!!!


FHA 1 Year ARM

FHA purchases require about 3% down, and requires an Upfront Mortgage Insurance Premium Fee that is added to the loan amount.  The maximum loan to value for an FHA cash out re-finance is 90%.  FHA streamlines do not require an appraisal or any income/asset documentation, and can be done at minimal cost.  The maximum loan amount for FHA mortgage loans varies nationwide from county to county.  With the FHA Stimulus Act, the maximum FHA loan amount has been dramatically increased!!!

Click "APPLY NOW!" above to apply on line for a VA Mortgage loan today!!!

Term: 30 years  
 

We can do FHA purchases, refinances, and streamlines in all 50 states!!! 

Click "APPLY NOW!" above to apply on line for an FHA Mortgage loan today!!!


VA 30 Year Fixed

VA Loans do not require any down payment, and do not have any Mortgage Insurance.  However, VA Loans do require that a VA Funding Fee be paid; which, can either be added to the loan amount or paid up front.  The maximum loan to value for a VA cash out re-finance is 90%.  VA streamlines do not require an appraisal or any income/asset documentation, and can be done at minimal cost.  The maximum loan amount for a VA mortgage loan is $417,000, and over $650,000 in Hawaii and Alaska.

Click "APPLY NOW!" above to apply on line for a VA Mortgage loan today!!!

Term: 30 years  
 

We can do VA purchases, refinances, and streamlines in all 50 states!!! 

Click "APPLY NOW!" above to apply on line for a VA Mortgage loan today!!!


VA 15 Year Fixed

VA Loans do not require any down payment, and do not have any Mortgage Insurance.  However, VA Loans do require that a VA Funding Fee be paid; which, can either be added to the loan amount or paid up front.  The maximum loan to value for a VA cash out re-finance is 90%.  VA streamlines do not require an appraisal or any income/asset documentation, and can be done at minimal cost.  The maximum loan amount for a VA mortgage loan is $417,000, and over $650,000 in Hawaii and Alaska.

Click "APPLY NOW!" above to apply on line for a VA Mortgage loan today!!!

Term: 15 years  
 

We can do VA purchases, refinances, and streamlines in all 50 states!!! 

Click "APPLY NOW!" above to apply on line for a VA Mortgage loan today!!!


VA 3/1 ARM

VA Loans do not require any down payment, and do not have any Mortgage Insurance.  However, VA Loans do require that a VA Funding Fee be paid; which, can either be added to the loan amount or paid up front.  The maximum loan to value for a VA cash out re-finance is 90%.  VA streamlines do not require an appraisal or any income/asset documentation, and can be done at minimal cost.  The maximum loan amount for a VA mortgage loan is $417,000, and over $650,000 in Hawaii and Alaska.

Click "APPLY NOW!" above to apply on line for a VA Mortgage loan today!!!

Term: 30 years  
 

We can do VA purchases, refinances, and streamlines in all 50 states!!! 

Click "APPLY NOW!" above to apply on line for a VA Mortgage loan today!!!


Jumbo 30 Year Fixed

Jumbo loan amounts up to $1,500,000, and a Loan to Value (the loan amount requested divided by the appraised value of your home) up to 90%.  Credit score of 650 or above.  Taxes and insurance are assumed to be escrowed. 

Click "APPLY NOW!" above to apply on line for a Jumbo 30 Year Fixed Rate Mortgage loan today!!!

Term: 30 years   Maximum Amount: $1,500,000
RatesPointsAPR
6%0.5%6.068%
 

The Jumbo 30 year fixed product has a fixed rate and fixed monthly principle and interest payments for 360 months.  With this product you are protected if rates go up, and can refinance if rates go down.

Click "APPLY NOW!" above to apply on line for a Jumbo 30 Year Fixed Rate Mortgage loan today!!!


Jumbo 30 Year Fixed (Interest Only)

Jumbo loan amounts up to $1,500,000, and a Loan to Value (the loan amount requested divided by the appraised value of your home) up to 90%.  Credit score of 650 or above.  Taxes and insurance are assumed to be escrowed.

Click "APPLY NOW!" above to apply on line for a Jumbo 30 Year Fixed (Interest Only) Rate Mortgage loan today!!!

Term: 30 years   Maximum Amount: $1,500,000
RatesPointsAPR
7.5%0.5%7.574%
 

The jumbo 30 year fixed (interest only) product has a fixed rate and fixed payments for 360 months.  With this product you are protected if rates go up, and can refinance if rates go down.  With this interest only option, you are only required to pay interest only for the first ten years of the loan.  After this ten year (interest only) period the loan will re-amortize at principle and interest payments for the remaining 20 years of the loan.

Click "APPLY NOW!" above to apply on line for a Jumbo 30 Year Fixed (Interest Only) Rate Mortgage loan today!!!


Jumbo 15 Year Fixed

Jumbo loan amounts up to $1,500,000, and a Loan to Value (the loan amount requested divided by the appraised value of your home) up to 90%.  Credit score of 650 or above.  Taxes and insurance are assumed to be escrowed.

Click "APPLY NOW!" above to apply on line for a Jumbo 15 Year Fixed Rate Mortgage loan today!!!

Term: 15 years   Maximum Amount: $1,500,000
RatesPointsAPR
5.625%0.5%5.737%
 

The Jumbo 15 year fixed product has a fixed rate and fixed monthly principle and interest payments for 180 months.  With this product you are protected if rates go up, and can refinance if rates go down.

Click "APPLY NOW!" above to apply on line for a Jumbo 15 Year Fixed Rate Mortgage loan today!!!


Jumbo 10/1 ARM

Jumbo loan amounts up to $1,500,000, and a Loan to Value (the loan amount requested divided by the appraised value of your home) up to 90%.  Credit score of 650 or above.  Taxes and insurance are assumed to be escrowed.

Click "APPLY NOW!" above to apply on line for a Jumbo 10/1 Adjustable Rate Mortgage loan today!!!

Term: 30 years   Maximum Amount: $1,500,000
RatesPointsAPR
7.25%0.875%7.393%
 

This product is perfect if you think you can pay the mortgage off, refinance, or sell the home 10 years (there is no early payoff penalty).  You are fixed at a low rate for 10 years, but the loan is amortized for 30 years.  Even if you do let this Mortgage adjust, the margin is 2.25 and the index is the 6 Month LIBOR Rate; and, it only adjusts on the anniversary of the loan after the fixed period (10 years) is up.  Chances are that you will still have a very low rate. 

Click "APPLY NOW!" above to apply on line for a Jumbo 10/1 Adjustable Rate Mortgage loan today!!!


Jumbo 7/1 ARM

Jumbo loan amounts up to $1,500,000, and a Loan to Value (the loan amount requested divided by the appraised value of your home) up to 90%.  Credit score of 650 or above.  Taxes and insurance are assumed to be escrowed.

Click "APPLY NOW!" above to apply on line for a Jumbo 7/1 Adjustable Rate Mortgage loan today!!!

Term: 30 years   Maximum Amount: $1,500,000
RatesPointsAPR
6.875%0.75%7.019%
 

This product is perfect if you think you can pay the mortgage off, refinance, or sell the home in 7 years (there is no early payoff penalty).  You are fixed at a low rate for 7 years, but the loan is amortized for 30 years.  Even if you do let this Mortgage adjust, the margin is 2.25 and the index is the 6 Month LIBOR Rate; and, it only adjusts on the anniversary of the loan after the fixed period (7 years) is up.  Chances are that you will still have a very low rate. 

Click "APPLY NOW!" above to apply on line for a Jumbo 7/1 Adjustable Rate Mortgage loan today!!!


Jumbo 5/1 ARM

Jumbo loan amounts up to $1,500,000, and a Loan to Value (the loan amount requested divided by the appraised value of your home) up to 90%.  Credit score of 650 or above.  Taxes and insurance are assumed to be escrowed.  

Click "APPLY NOW!" above to apply on line for a Jumbo 5/1 Adjustable Rate Mortgage loan today!!!



Term: 30 years   Maximum Amount: $1,500,000
RatesPointsAPR
6.5%0.5%6.686%
 

This product is perfect if you think you can pay the mortgage off, refinance, or sell the home in 5 years (there is no early payoff penalty).  You are fixed at a low rate for 5 years, but the loan is amortized for 30 years.  Even if you do let this Mortgage adjust, the margin is 2.25 and the index is the 6 Month LIBOR Rate; and, it only adjusts on the anniversary of the loan after the fixed period (5 years) is up.  Chances are that you will still have a very low rate. 

Click "APPLY NOW!" above to apply on line for a Jumbo 5/1 Adjustable Rate Mortgage loan today!!!


Jumbo 3/1 ARM

Jumbo loan amounts up to $1,500,000, and a Loan to Value (the loan amount requested divided by the appraised value of your home) up to 90%.  Credit score of 650 or above.  Taxes and insurance are assumed to be escrowed.  

Click "APPLY NOW!" above to apply on line for a Jumbo 3/1 Adjustable Rate Mortgage loan today!!!

Term: 30 years   Maximum Amount: $1,500,000
RatesPointsAPR
6.25%0.5%6.393%
 

This product is perfect if you think you can pay the mortgage off, refinance, or sell the home in 3 years (there is no early payoff penalty).  You are fixed at a low rate for 3 years, but the loan is amortized for 30 years.  Even if you do let this Mortgage adjust, the margin is 2.25 and the index is the 6 Month LIBOR Rate; and, it only adjusts on the anniversary of the loan after the fixed period (3 years) is up.  Chances are that you will still have a very low rate. 

Click "APPLY NOW!" above to apply on line for a Jumbo 3/1 Adjustable Rate Mortgage loan today!!!


Jumbo 10/1 (Interest Only) ARM

Jumbo loan amounts up to $1,500,000, and a Loan to Value (the loan amount requested divided by the appraised value of your home) up to 90%.  Credit score of 650 or above.  Taxes and insurance are assumed to be escrowed.  

Click "APPLY NOW!" above to apply on line for a Jumbo 10/1 (Interest Only) Adjustable Rate Mortgage loan today!!!



Term: 30 years   Maximum Amount: $1,500,000
RatesPointsAPR
7.5%0.875%7.626%
 

This product is perfect if you think you can pay the mortgage off, refinance, or sell the home in 10 years (there is no early payoff penalty).  You are fixed at a low rate for 10 years to which you pay interest only for 10 years, but the loan is amortized for 30 years.  This interest only option will give you the lowest possible payment, but the principle amount on the loan is never reduced for the first 10 years of the loan.  Even if you do let this Mortgage adjust, the margin is 2.25 and the index is the 6 Month LIBOR Rate; and, it only adjusts on the anniversary of the loan after the fixed period (10 years) is up.  Chances are that you will still have a very low rate.

Click "APPLY NOW!" above to apply on line for a Jumbo 10/1 (Interest Only) Adjustable Rate Mortgage loan today!!!


Jumbo 7/1 (Interest Only) ARM

Jumbo loan amounts up to $1,500,000, and a Loan to Value (the loan amount requested divided by the appraised value of your home) up to 90%.  Credit score of 650 or above.  Taxes and insurance are assumed to be escrowed.  

Click "APPLY NOW!" above to apply on line for a Jumbo 7/1 (Interest Only) Adjustable Rate Mortgage loan today!!!

 

Term: 30 years   Maximum Amount: $1,500,000
RatesPointsAPR
7.25%0.625%7.453%
 

This product is perfect if you think you can pay the mortgage off, refinance, or sell the home in 7 years (there is no early payoff penalty).  You are fixed at a low rate for 7 years to which you pay interest only for 10 years, but the loan is amortized for 30 years.  This interest only option will give you the lowest possible payment, but the principle amount on the loan is never reduced for the first 10 years of the loan.  Even if you do let this Mortgage adjust, the margin is 2.25 and the index is the 6 Month LIBOR Rate; and, it only adjusts on the anniversary of the loan after the fixed period (7 years) is up.  Chances are that you will still have a very low rate.

Click "APPLY NOW!" above to apply on line for a Jumbo 7/1 (Interest Only) Adjustable Rate Mortgage loan today!!!


Jumbo 5/1 (Interest Only) ARM

Jumbo loan amounts up to $1,500,000, and a Loan to Value (the loan amount requested divided by the appraised value of your home) up to 90%.  Credit score of 650 or above.  Taxes and insurance are assumed to be escrowed.  

Click "APPLY NOW!" above to apply on line for a Jumbo 5/1 (Interest Only) Adjustable Rate Mortgage loan today!!!



Term: 30 years   Maximum Amount: $1,500,000
RatesPointsAPR
6.875%0.75%7.088%
 

This product is perfect if you think you can pay the mortgage off, refinance, or sell the home in 5 years (there is no early payoff penalty).  You are fixed at a low rate for 5 years to which you pay interest only for 10 years, but the loan is amortized for 30 years.  This interest only option will give you the lowest possible payment, but the principle amount on the loan is never reduced for the first 10 years of the loan.  Even if you do let this Mortgage adjust, the margin is 2.25 and the index is the 6 Month LIBOR Rate; and, it only adjusts on the anniversary of the loan after the fixed period (10 years) is up.  Chances are that you will still have a very low rate.

Click "APPLY NOW!" above to apply on line for a Jumbo 5/1 (Interest Only) Adjustable Rate Mortgage loan today!!!


Jumbo 3/1 (Interest Only) ARM

Jumbo loan amounts up to $1,500,000, and a Loan to Value (the loan amount requested divided by the appraised value of your home) up to 90%.  Credit score of 650 or above.  Taxes and insurance are assumed to be escrowed.  

Click "APPLY NOW!" above to apply on line for a Jumbo 3/1 (Interest Only) Adjustable Rate Mortgage loan today!!!



Term: 30 y