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| Conforming 30 Yeard Fixed |
| Conforming 40 Yeard Fixed |
| Conforming 25 Yeard Fixed |
| Conforming 20 Yeard Fixed |
| Conforming 15 Yeard Fixed |
| Conforming 10 Yeard Fixed |
| Conforming 30 Yeard Fixed IO |
| Conforming 10/1 ARM |
| Conforming 7/1 ARM |
| Conforming 5/1 ARM |
| Conforming 3/1 ARM |
| Conforming 7/1 ARM IO |
| Conforming 5/1 ARM IO |
| Conforming 3/1 ARM IO |
| FHA 30 Year Fixed |
| FHA 15 Year Fixed |
| FHA 5/1 ARM |
| FHA 3/1 ARM |
| VA 30 Year Fixed |
| VA 15 Year Fixed |
| VA 5/1 ARM |
| VA 3/1 ARM |
| Jumbo 30 Yeard Fixed |
| Jumbo 15 Yeard Fixed |
| Jumbo 3/1 ARM |
| Super Jumbo Mortgages |
| Reverse Mortgages |
| Insurance and Investments |
| Commercial Mortgages (Full Doc) |
| Commercial Mortgages (Lite Doc) |
| Small Business Administration (SBA) Loans |
| Place of Worship Loans |
| Hard Money Commercial Loans |
| Commercial Cash Advance |
| Accounts Receivable (AR) Financing |
Rates last updated on Friday, July 03, 2009
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Conforming 30 Yeard Fixed
Rate based on loan to value (the loan amount divided by the appraised value of the home) of 80% or less with good credit.
Click "APPLY NOW!" above to apply on line for a 30 Year Fixed Rate Mortgage today!!!
Term: 30 years
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| Rates | Points | APR |
|---|
| 4.625% | 0% | 4.677% |
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Higher loan to values, taking cash out, and/or lower credit scores can result in higher rates. |
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Conforming 40 Yeard Fixed
Rate based on loan to value (the loan amount divided by the appraised value of the home) of 80% or less with good credit.
Click "APPLY NOW!" above to apply on line for a 40 Year Fixed Rate Mortgage today!!!
Term: 40 years
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| Rates | Points | APR |
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| 5.25% | 0% | 5.295% |
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Higher loan to values, taking cash out, and/or lower credit scores can result in higher rates. |
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Conforming 25 Yeard Fixed
Rate based on loan to value (the loan amount divided by the appraised value of the home) of 80% or less with good credit.
Click "APPLY NOW!" above to apply on line for a 25 Year Fixed Rate Mortgage today!!!
Term: 25 years
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| Rates | Points | APR |
|---|
| 4.625% | 0% | 4.684% |
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Higher loan to values, taking cash out, and/or lower credit scores can result in higher rates. |
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Conforming 20 Yeard Fixed
Rate based on loan to value (the loan amount divided by the appraised value of the home) of 80% or less with good credit.
Click "APPLY NOW!" above to apply on line for a 20 Year Fixed Rate Mortgage today!!!
Term: 20 years
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| Rates | Points | APR |
|---|
| 4.5% | 0% | 4.571% |
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Higher loan to values, taking cash out, and/or lower credit scores can result in higher rates. |
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Conforming 15 Yeard Fixed
Rate based on loan to value (the loan amount divided by the appraised value of the home) of 80% or less with good credit.
Click "APPLY NOW!" above to apply on line for a 15 Year Fixed Rate Mortgage today!!!
Term: 15 years
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| Rates | Points | APR |
|---|
| 4.25% | 0% | 4.339% |
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Higher loan to values, taking cash out, and/or lower credit scores can result in higher rates. |
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Conforming 10 Yeard Fixed
Rate based on loan to value (the loan amount divided by the appraised value of the home) of 80% or less with good credit.
Click "APPLY NOW!" above to apply on line for a 10 Year Fixed Rate Mortgage today!!!
Term: 10 years
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| Rates | Points | APR |
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| 4.125% | 0% | 4.254% |
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Higher loan to values, taking cash out, and/or lower credit scores can result in higher rates. |
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Conforming 30 Yeard Fixed IO
Rate based on loan to value (the loan amount divided by the appraised value of the home) of 70% or less with good credit.
Click "APPLY NOW!" above to apply on line for a 30 Year Fixed Rate Mortgage (Interest Only for the 1st 10 Years) today!!!
Term: 30 years
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| Rates | Points | APR |
|---|
| 5.25% | 0% | 5.304% |
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Higher loan to values, taking cash out, and/or lower credit scores can result in higher rates. |
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Conforming 10/1 ARM
Rate based on loan to value (the loan amount divided by the appraised value of the home) of 80% or less with good credit.
Click "APPLY NOW!" above to apply on line for a 10/1 Adjustable Rate Mortgage today!!!
Term: 30 years
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| Rates | Points | APR |
|---|
| 4.625% | 0% | 4.677% |
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Higher loan to values, taking cash out, and/or lower credit scores can result in higher rates. |
|
Conforming 7/1 ARM
Rate based on loan to value (the loan amount divided by the appraised value of the home) of 80% or less with good credit.
Click "APPLY NOW!" above to apply on line for a 7/1 Adjustable Rate Mortgage today!!!
Term: 30 years
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| Rates | Points | APR |
|---|
| 4.5% | 0% | 4.551% |
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Higher loan to values, taking cash out, and/or lower credit scores can result in higher rates. |
|
Conforming 5/1 ARM
Rate based on loan to value (the loan amount divided by the appraised value of the home) of 80% or less with good credit.
Click "APPLY NOW!" above to apply on line for a 5/1 Adjustable Rate Mortgage today!!!
Term: 30 years
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| Rates | Points | APR |
|---|
| 4.25% | 0% | 4.301% |
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Higher loan to values, taking cash out, and/or lower credit scores can result in higher rates. |
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Conforming 3/1 ARM
Rate based on loan to value (the loan amount divided by the appraised value of the home) of 80% or less with good credit.
Click "APPLY NOW!" above to apply on line for a 3/1 Adjustable Rate Mortgage today!!!
Term: 30 years
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| Rates | Points | APR |
|---|
| 4% | 0% | 4.05% |
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Higher loan to values, taking cash out, and/or lower credit scores can result in higher rates. |
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Conforming 7/1 ARM IO
Rate based on loan to value (the loan amount divided by the appraised value of the home) of 70% or less with good credit.
Click "APPLY NOW!" above to apply on line for a 7/1 Adjustable Rate Mortgage (Interest Only for the 1st 10 Years) today!!!
Term: 30 years
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| Rates | Points | APR |
|---|
| 4.875% | 0% | 4.928% |
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Higher loan to values, taking cash out, and/or lower credit scores can result in higher rates. |
|
Conforming 5/1 ARM IO
Rate based on loan to value (the loan amount divided by the appraised value of the home) of 70% or less with good credit.
Click "APPLY NOW!" above to apply on line for a 5/1 Adjustable Rate Mortgage (Interest Only for the 1st 10 Years) today!!!
Term: 30 years
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| Rates | Points | APR |
|---|
| 4.75% | 0% | 4.802% |
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Higher loan to values, taking cash out, and/or lower credit scores can result in higher rates. |
|
Conforming 3/1 ARM IO
Rate based on loan to value (the loan amount divided by the appraised value of the home) of 70% or less with good credit.
Click "APPLY NOW!" above to apply on line for a 3/1 Adjustable Rate Mortgage (Interest Only for the 1st 10 Years) today!!!
Term: 30 years
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| Rates | Points | APR |
|---|
| 4.5% | 0% | 4.551% |
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Higher loan to values, taking cash out, and/or lower credit scores can result in higher rates. |
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FHA 30 Year Fixed
Rate based on loan to value (the loan amount divided by the appraised value of the home) of 97.15% or less with good credit.
Click "APPLY NOW!" above to apply on line for a Federal Housing Authority 30 Year Fixed Rate Mortgage today!!!
Term: 30 years
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| Rates | Points | APR |
|---|
| 4.625% | 0% | 4.677% |
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Click Here to determine what the maximum FHA loan amount is in your area. |
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FHA 15 Year Fixed
Rate based on loan to value (the loan amount divided by the appraised value of the home) of 97.15% or less with good credit.
Click "APPLY NOW!" above to apply on line for a Federal Housing Authority 15 Year Fixed Rate Mortgage today!!!
Term: 15 years
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| Rates | Points | APR |
|---|
| 4.25% | 0% | 4.339% |
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Click Here to determine what the maximum FHA loan amount is in your area. |
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FHA 5/1 ARM
Rate based on loan to value (the loan amount divided by the appraised value of the home) of 97.15% or less with good credit.
Click "APPLY NOW!" above to apply on line for a Federal Housing Authority 5/1 Adjustable Rate Mortgage today!!!
Term: 30 years
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| Rates | Points | APR |
|---|
| 4.5% | 0% | 4.551% |
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Click Here to determine what the maximum FHA loan amount is in your area. |
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FHA 3/1 ARM
Rate based on loan to value (the loan amount divided by the appraised value of the home) of 97.15% or less with good credit.
Click "APPLY NOW!" above to apply on line for a Federal Housing Authority 3/1 Adjustable Rate Mortgage today!!!
Term: 30 years
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| Rates | Points | APR |
|---|
| 4.25% | 0% | 4.301% |
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Click Here to determine what the maximum FHA loan amount is in your area. |
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VA 30 Year Fixed
Rate based on loan to value (the loan amount divided by the appraised value of the home) of 100% or less with good credit.
Click "APPLY NOW!" above to apply on line for a Veterans Affairs 30 Year Fixed Rate Mortgage today!!!
Term: 30 years
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| Rates | Points | APR |
|---|
| 4.625% | 0% | 4.677% |
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Taking cash out, and/or lower credit scores can result in higher rates and lower loan to value maxims. |
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VA 15 Year Fixed
Rate based on loan to value (the loan amount divided by the appraised value of the home) of 100% or less with good credit.
Click "APPLY NOW!" above to apply on line for a Veterans Affairs 15 Year Fixed Rate Mortgage today!!!
Term: 15 years
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| Rates | Points | APR |
|---|
| 4.25% | 0% | 4.339% |
| |
Higher loan to values, taking cash out, and/or lower credit scores can result in higher rates. |
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VA 5/1 ARM
Rate based on loan to value (the loan amount divided by the appraised value of the home) of 100% or less with good credit.
Click "APPLY NOW!" above to apply on line for a Veterans Affairs 5/1 Adjustable Rate Mortgage today!!!
Term: 30 years
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| Rates | Points | APR |
|---|
| 4.5% | 0% | 4.551% |
| |
Higher loan to values, taking cash out, and/or lower credit scores can result in higher rates. |
|
VA 3/1 ARM
Rate based on loan to value (the loan amount divided by the appraised value of the home) of 100% or less with good credit.
Click "APPLY NOW!" above to apply on line for a Veterans Affairs 3/1 Adjustable Rate Mortgage today!!!
Term: 30 years
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| Rates | Points | APR |
|---|
| 4.25% | 0% | 4.301% |
| |
Higher loan to values, taking cash out, and/or lower credit scores can result in higher rates. |
|
Jumbo 30 Yeard Fixed
Rate based on loan to value (the loan amount divided by the appraised value of the home) of 80% or less with good credit.
Click "APPLY NOW!" above to apply on line for a Jumbo 30 Year Fixed Rate Mortgage today!!!
Term: 30 years
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| Rates | Points | APR |
|---|
| 5.25% | 0% | 5.274% |
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Higher loan to values, taking cash out, and/or lower credit scores can result in higher rates. |
|
Jumbo 15 Yeard Fixed
Rate based on loan to value (the loan amount divided by the appraised value of the home) of 80% or less with good credit.
Click "APPLY NOW!" above to apply on line for a Jumbo 15 Year Fixed Rate Mortgage today!!!
Term: 15 years
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| Rates | Points | APR |
|---|
| 4.625% | 0% | 4.715% |
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Higher loan to values, taking cash out, and/or lower credit scores can result in higher rates. |
|
Jumbo 3/1 ARM
Rate based on loan to value (the loan amount divided by the appraised value of the home) of 80% or less with good credit.
Click "APPLY NOW!" above to apply on line for a Jumbo 3/1 Adjustable Rate Mortgage today!!!
Term: 30 years
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| Rates | Points | APR |
|---|
| 4.5% | 0% | 4.551% |
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Higher loan to values, taking cash out, and/or lower credit scores can result in higher rates. |
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Super Jumbo Mortgages
For Residential Property purchases and refinancing (including cash out). Loan amounts from $950,000 to $2,000,000. Fixed and Adjustable rates available. Loan to Values (the loan amount divided by the value of the home) up to 80%.
Click "APPLY NOW!" above to apply on line for a Super Jumbo Loan today!!!
Term: 30 years
Maximum Amount: $2,000,000
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Higher loan to values, taking cash out, and/or lower credit scores can result in higher rates.
Click "APPLY NOW!" above to apply on line for a Super Jumbo Loan today!!! |
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Reverse Mortgages
A reverse mortgage is a loan that enables senior homeowners, age 62 and older, to convert part of their home equity into tax-free* income—without having to sell their home, give up title to it, or make monthly mortgage payments. The loan becomes due when the last borrower (s) permanently leaves the home.
Click "APPLY NOW!" above to apply on line for a Reverse Mortgage today!!!
Term: 30 years
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Click Here to Check Current Rates For a Reverse Mortgage |
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Insurance and Investments
We can now provide you with a variety of insurance and retirement investment programs including: Term Life Insurance, Whole Life Insurance, Universal Life Insurance, Variable Life Insurance, Medicare Supplimental Health Insurance, Accidental Injury Insurance, Homeowners' Insurance, Annuities, Retirement Investment Accounts, and Savings Investment Accounts
"Click HERE!" to get your free on line quote for your insurance or retirement/savings solution today!!!
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Online Insurance Quotes
We would like to offer you a no-obligation insurance quote. Please click on a link below to complete an online form. These quote forms are hosted on a secure server. Any information provided by a consumer or customer via our online forms WILL be held in the strictest confidence. No information will be shared with others. All submissions will be responded to within two business days.
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Commercial Mortgages (Full Doc)
For Commercial Property purchases and refinancing (including cash out). Loan amounts from $100,000 to $100,000,000. Secured on commercial properties like multifamily, mixed use, warehouse, office, retail, light industrial, automotive, restaurants, places of worship, special use and more. Several affordable payment options with 15 - 30 year amortization. 1 - 30 Year Fixed Terms with 15 - 30 Year Amortization. Credit scores down to 620 accepted. Loan to Values (LTV) up to 80%: Combined Loan to Value (CLTV) up to 90% (10% down) with seller/subordinate financing.
Click "APPLY NOW!" above to apply as the guarantor on line for a Full Documentation Commercial Loan today!!!
Click HERE to apply for the project (commercial loan)
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Full Documentation Commercial Loans! Available for commercial or non-profit entities that own commercial property, or wish to purchase commercial property that can document income with two years tax returns (including all schedules) and audited financial statements. If your looking for the opportunity to expand your business, the full documentation commercial loan could be the solution for you!!!
Click "APPLY NOW!" above to apply as the guarantor on line for a Full Documentation Commercial Loan today!!!
Click HERE to apply for the project (commercial loan)
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Commercial Mortgages (Lite Doc)
For Commercial Property purchases and refinancing (including cash out). Loan amounts from $100,000 to $3,000,000. Secured on commercial properties like multifamily, mixed use, warehouse, office, retail, light industrial, automotive, restaurants, special use and more. Several affordable payment options with 15 - 30 year amortization. 1 - 30 Year Fixed Terms with 15 - 30 Year Amortization. Credit scores down to 600 accepted. Loan to Values (LTV) up to 80%: Combined Loan to Value (CLTV) up to 90% (10% down) with seller/subordinate financing.
Click "APPLY NOW!" above to apply as the guarantor on line for a Lite Doc Commercial Loan today!!!
Click HERE to apply for the project (commercial loan)
Maximum Amount: $3,000,000
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Lite Documentation Commercial Loans! Available for small business owners who own commercial property, or wish to purchase commercial property who can document their income with two years tax returns (including all schedules) and profit and loss financial statements. If your looking for the opportunity to expand your small business, the lite documentation commercial loan could be the solution for you!!!
Click "APPLY NOW!" above to apply as the guarantor on line for a Lite Doc Commercial Loan today!!!
Click HERE to apply for the project (commercial loan) |
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Small Business Administration (SBA) Loans
SBA Real Estate Loans from $200,000 - $5,000,000 to purchase or refinance commercial real estate. Terms up to 25 years with fixed and variable rates available.
SBA Business Acquisition Loans for intangible asset acquisitions. Loan amounts from $250,000 - $2,000,000 with up to 90% loan to value financing. Terms up to 25 years with fixed and variable rates available.
SBA Franchise Financing to start up a franchise in a new location; or, acquire, refinance, or re-brand and existing franchise. Loan amounts from $150,000 - $3,000,000 with up to 90% loan to value financing. Terms up to 25 years with with real estate collateral (or 10 years without real estate collateral) fixed and variable rates available.
SBA Practice Financing for licensed professionals including Doctors, Dentists, Veterinarians, Optometrists, CPA's, Lawyers, Architects and Engineers. For professional practice start up, acquisition, expansion or buy out; or, commercial real estate purchase. Loan amounts from $50,000 - $3,000,000 with up to 100% loan to value financing. Terms up to 25 years with with real estate collateral (or 10 years without real estate collateral) fixed and variable rates available.
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Small Business Administration (SBA) Loans! Available for small business owners who wish to expand their business!!! In order to attain an SBA loan, the business owner(s)are required to document their income with two years tax returns (including all schedules) and profit and loss financial statements. If your looking for the opportunity to expand your small business, the small business administration (SBA) loan could be the solution for you!!!
Click "APPLY NOW!" above to apply as the guarantor on line for a Small Business Administration (SBA) Loan today!!!
Click HERE to apply for the project (SBA loan) |
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Place of Worship Loans
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Hard Money Commercial Loans
For Commercial Property purchases and refinancing (including cash out). Loan amounts from $1,000,000 to $20,000,000. Secured on commercial properties like multifamily, mixed use, warehouse, office, retail, light industrial, automotive, adult entertainment, special use and more. Several affordable payment options with 15 - 30 year amortization. Interest Only Terms with 15 - 30 Year Amortization. No minimum credit score required. Loan to Values (LTV) up to 65%.
Click "APPLY NOW!" above to apply on line for a Hard Money Commercial Loan today!!!
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Hard Money Commercial Loans! Available for small business owners who own commercial property, or wish to purchase commercial property. No income documentation required!!! If your looking for the opportunity to expand your small business, the hard money commercial loan could be the solution for you!!!
Click "APPLY NOW!" above to apply on line for a Hard MoneyCommercial Loan today!!! |
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Commercial Cash Advance
For small business merchants who accept credit cards. An average of $5,000 a month is credit card receipts is required. Cash advance amounts from $50,000 to $500,000. Three - seven day fundings with minimal stipulations.
Click HERE to apply on line for a Small Business Cash Advance today!!!
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Small Business Cash Advances! This program is an advance, NOT a loan. Credit scores down to 500 accepted. Any business that collects $5,000 a month in credit card receipts is eligible.
Click HERE to apply on line for a Small Business Cash Advance today!!! |
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Accounts Receivable (AR) Financing
To provide small businesses a line of credit based on their Aged Acounts Recieveable Volume. There is no pre-determined limit based on your businesses financial history; rather, financing is bases on the credit worthiness of your customers.
Click HERE to apply on line for Accounts Receivable (AR) Financing today!!!
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Accounts Receivable (AR) Financing! This program is designed to improve your businesses cash flow. No individual credit checks required.
Click HERE to apply on line for Accounts Receivable (AR) Financing today!!! |
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $2,500. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $950,000 with closing costs of $2,500. Your actual APR may be different depending upon these factors.
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